Comparing Reimbursement Limits

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  WPA Providental Boots (Private 1) Dencover
Premium1 £12.51 per month £13.50 per month £15.99 per month
Normal examinations £40 £14.25 (max 2) £22.50 (max 2)
Hygienist visits £35 £16.64 (max 2) £22.50 (max 2)
X rays £15 small
£35 pan oral
£4.16 small (max 4)
£13 pan oral (max 1)
£6 per X ray (max 2)
Fillings £30 single surface
£40 two surface
£60 multi surface
£18.20 single surface
£27.56 two surface
£36.19 multi surface max 4 fillings)
£58 per filling (max 3)
Extraction £40 for 1 tooth
£60 multiple
£120 surgical
£18.72 simple
£38.48 surgical
£30 simple (max 2)
£45 surgical (max 1)
Root Canal Treatment £90 incisor/canine
£130 pre-molar
£250 molar
£40.56 incisor/canine
£52.00 pre-molar
£71.76 molar
(max of 1 root canal treatment per year)
£105 (max 1)
Crowns £250 per crown £114.40 per crown (max 1) £175 per crown (max 2)
Bridges £250 per bridge unit £176.80 (max 1) £220 (max 1)
Mouth guard not covered Not covered £25 (1 every 3 years)

Dentures Covered up to £550 as part of a dental
injury or oral cancer (see below)
£226.72 (NOT covered in first year,
then a maximum of 1 per year)
Covered up to £1,000 per year as part
of a dental injury (see below)
Implant Covered up to £1,800 per implant (max
of 2) following an injury or oral cancer
(see below)
Not covered Not covered
Dental Emergency (UK & Abroad) Up to £1,000 per year (up to £250
max 4)
£20.80 per visit £30 (no max)
Dental Injury Up to £20,000 per year (with up to 2
implants)
Up to £1,000 (no implants) and £75
per day/night in hospital
£1,000 per year
Oral Cancer Up to £10,000 per year for treatment
costs
£75 per day/night in hospital
(max 50 days = £3,750)
Up to £5,000 per year for treatment
costs

Total available to claim £31,250 £5,500 £7,2013

Percentage reimbursement for
each claim
75% (subject to reimbursement limits).
100% once co-payment reaches £500.
100% (subject to reimbursement limits). 100% (subject to reimbursement limits).
75% for fillings, crowns, bridges, mouth
guards, root canal & extractions.

Qualifying Periods 3 months for routine
14 days for emergency
3 months for most treatments 90 days for routine
Nil for emergency/injury
Cooling Off Periods 14 days
28 days for online applications
14 days 14 days

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1 Price comparison is for a person aged 18-49. 2 There is a maximum of £250 for routine treatment and for each emergency visit. 3 Assumes 4 emergency visits per year. Source: Boots and Dencover websites May 2006

An overview of the companies

WPA Ltd BOOTS Plc DENCOVER Ltd
WPA is a leading not-for-profit health insurer with a UK heritage of over 100 years. Boots is a leading UK retailer. DenCover was established in 2003.
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